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All Blog Posts Tagged 'savings' (55)

Are You In or Out?

In today's highly advertised to world we are barraged with mail, telephone calls and visual media to get us to engage with products and services. How much do you purchase which was unplanned until you saw an ad or heard an offer? This is why you can save money by opting out. Here is how. Are you in or out?

Added by Kathryn Gerken on May 2, 2013 at 11:00am — No Comments

Should Kids Budget?

We are the proud parents of two teenage boys. As they get older, they learn more and more about money management. We are often asked when to start kids budgeting. Well, here is your answer. Let us know some of your experiences too. Read more

Added by Kathryn Gerken on April 17, 2013 at 3:20pm — 2 Comments

Coming Home

It seems that many families are trying to decide if they can afford to live as a one income family. To do this, they need a plan. Read More

Added by Kathryn Gerken on March 29, 2013 at 10:14am — No Comments

Who has your best interest in mind?

Who has your best interest in mind?

 

In the United States, we are pummeled, yes PUMMELED with advertising.  Advertising means:  “HEY YOU! BUY THIS! YOU NEED IT!”  (Really, I NEED that?)

 

How about: “Hey sucker!  Don’t think for yourself, we did it for you and here’s what we think is best for you.  Give us your money in exchange for a lie that we have spent…

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Added by Derek Olsen on July 16, 2011 at 10:49am — No Comments

Will Life's Curveball's Strike You Out or Do You Have a Big Enough Bat?

Life is unpredictable. One moment it can seem as if you are on top of the mountain, winning at life, and in a great place. Then, at the blink of an eye, life throws a curve ball (your car breaks down, you or a loved one gets sick, an unexpected home repair is needed). Question is, will…

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Added by Tyson Morgan on April 21, 2011 at 9:38pm — 1 Comment

Episode 009- Rapid Fire: 40+ ways to save

Episode oo9- Rapid Fire: 40+ ways to save

 

Get your pen and pad ready. Take a deep breath.  Get ready to save some cash!

There are a ton of great tips in this episode.  I highlight…

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Added by GREGG PECHMANN on February 7, 2011 at 11:18am — No Comments

Savings: The 1% Effect

Savings: The 1% Effect

Added by GREGG PECHMANN on January 27, 2011 at 7:00am — No Comments

I'm Dreaming of a Debt Free Christmas



Tired of ringing in the New Year with last year’s debt? When you hear “Christmas Budget,” I imagine many of you “plugging your ears” and chanting, “la la la la la la la la la.” This may have worked when you were seven, but now you have to face reality!…

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Added by Lou Beaird on November 11, 2010 at 9:30am — 6 Comments

Keep your cash for the short sale battle

Another excerpt from my upcoming book, enjoy:



You have to know when to stop using your savings and please do not dip into your retirement. Lets string this out to the worst possible scenario. Lets say you try doing a short sale and the brilliant bank

denies it. This usually happens several times before it hits the

courthouse steps for a foreclosure sale. Then the bank has to relist

the house (under their name now) because most people…

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Added by GREGG PECHMANN on October 28, 2010 at 4:33am — 1 Comment

GREEN Tip of the Day October 11, 2010

To save money on your monthly water bill, shorten your daily shower by 5 minutes.

Added by Janet Visloski Strang on October 11, 2010 at 9:00am — No Comments

GREEN Tip of the Day October 10, 2010

When you need new appliances (washer, dryer, dishwasher, stove/oven, refrigerator, computer, etc) buy energy efficient (energy star) models/brands...Sure you may pay a little more with the initial purchase but when the appliance lasts for 10 years or more, you're saving money on energy costs every month from day one.

Added by Janet Visloski Strang on October 10, 2010 at 9:00am — No Comments

GREEN Tip of the Day October 8, 2010

Use task lighting whenever possible to reduce energy usage...Instead of lighting an entire room focus the light on the area where it's needed most, at your desk/computer or favorite reading chair, at the kitchen counter or your current craft/sewing/workbench project.

Added by Janet Visloski Strang on October 8, 2010 at 9:00am — No Comments

Financial rat

“The trouble with being in a rat race is that even if you win the race, you’re still a rat” (Lily Tomlin)

What’s driving you to be successful?

Is it for your glory or to help other people?

So many times we can get caught up in the rat race of “keeping up with the Jones’ ” instead of sitting back and really analyzing on why we are going the extra mile. We could be afraid to do this because it

might reveal something that we do not want to acknowledge. We…

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Added by GREGG PECHMANN on September 8, 2010 at 3:29pm — 2 Comments

GREEN Tip of the Day August 27, 2010

There's still some summer left and if you're taking a trip on the highway thinking that rolling down the windows, having the wind blowing in your vehicle will save you gas, well it won't...Driving on a highway with the windows open creates drag on the vehicle making it less energy efficient...In this case, it is usually cheaper to run the air conditioning.

Added by Janet Visloski Strang on August 27, 2010 at 9:00am — No Comments

Termites and Economics

Ever wonder why your dining out budget has a tendency of blowing up in your face? Or how that nebulous “miscellaneous” category in your budget inflates to two or three times what you planned?



Before you get to supply and demand in an economics class, there are two concepts you must understand. First, you live in a world of scarcity. That means that you have a limited set of resources to work with. Sounds like your paycheck; you have a set amount of money available to… Continue

Added by Derek Sisterhen on June 8, 2010 at 12:19pm — 2 Comments

Christmas is COMING!!!!

As of the writing of this article, Christmas is 222 days away! Let the savings begin!!



It is said that the approximate time to pay of the credit card bill from Christmas is around three months! Three months!! Three months paying off toys, clothes and even stocking stuffers! Not to mention the reality of paying the bill for toys that have already broken.



Begin a Christmas club today and begin…

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Added by Chris Gallagher on May 17, 2010 at 2:01pm — 3 Comments

Our Piggy Banks Are Losing Weight

Long ago, in a galaxy far, far away, there was a time when people actually saved money. Indeed, they would take a certain portion of what they made from their income-producing jobs and hold it for later use.



What were these crazy people thinking? How different was their society compared to our own?



A tremendous personal financial shift occurred on the heels of the Great Depression. People – especially the young ones who grew up through the 1930s – began saving money like… Continue

Added by Derek Sisterhen on May 12, 2010 at 10:50am — No Comments

The Dark Side of Dave Ramsey's Baby Steps

Yes, if you're getting legalistic with them, they won't work for you.





Click here if you can't view the… Continue

Added by Derek Sisterhen on March 31, 2010 at 9:00am — 8 Comments


Group Leader
Do You Deliberately Sabotage Your Finances?



Are you a Kamikaze with your finances?




The Kamikaze were the original suicide bombers. During World War II, Kamikaze pilots would attempt to intentionally crash their aircrafts into Allied ships. These aircrafts became human missiles laden with explosives. Sole mission: take out as many ships and people as possible.

When it comes to finances, many of us too, are Kamikazes. We create havoc on our financial lives with poor… Continue

Added by Jay Peroni on December 16, 2009 at 12:33pm — 1 Comment

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