I wanted to take the opportunity to wish all of my readers and followers a Merry Christmas. I am already looking ahead towards the New Year for some exciting changes including new products to develop, some exciting interviews for the Rust Belt Chronicles and growth.

There are some creatures stirring, instead of a

mouse!

You may read…

I do most of my shopping online. I know that might seem like a cop out, but I've found it to be the best process for me. Sometimes, there are gifts that require a trip to the mall or a department store. Therein lies the source of these observations.

• Everyone is into up-selling. Merchants won't let you shop for what you want and simply buy it.…

Image courtesy www.freechristimages.com…

Happiness cannot be traveled to, owned, earned, worn or consumed. Happiness is the spiritual experience of living every minute with love, grace, and gratitude.  ~ Denis Waitley 

What does happiness mean to you? Are you in pursuit of happiness? Today I recommend to you my latest book EnjoyLife® 360 – Simple Secrets to a Happier Fulfilling Life .

In this book you will discover basic ways to enjoy the…

Christmas Poem: Wonderful Counselor

 Image courtesy…

So, what if your True Love did give you all the items in The 12 Days of Christmas song - how much would it set him or her back?

According to the annual Christmas Price Index compiled by PNC Wealth Management, the total cost of The 12 Days of  Christmas gifts for 2012 is $107,300!

This year’s cost rose…

The word Christmas is a combination of Christ and Mass.  Christ is a title for Jesus just as President is a title for Obama.  Christ is from the Greek word Christos and it means Anointed One.  Messiah is the Hebrew word for Christ and it means Savior or Deliverer.  Mass is defined by Webster’s Dictionary as a celebration of the Eucharist (Communion).  During Communion Christians remember Jesus by eating bread and drinking wine (or grape…

The Gift of Son-ship

Well it is just about that time, Christmas! We kick into neutral and enjoy life differently from any other time of the year. The retailers probably don’t get to enjoy much time off because they are working hard to get as much stuff…

Foretold by prophets

Of ages long ago

The Truth of God’s Word

Christ’s Birth does…

Sing, sing unto the Lord

Let all with breath rejoice!

Sing, sing upon this Day…

At the James A. Farley Post Office in New York, volunteers read letters as part of Operation Santa Claus, a program that enables postal employees, the general public and corporations to respond to letters written to Santa by…

Gloriously shining…

This is the busiest shopping season of the year.  In fact, the reason the day after Thanksgiving is called Black Friday is because most retailers finally go from operating in the Red (at a loss) to operating in the Black (at a profit).

If you’ve been fighting crowds at the malls and shopping centers or looking through the magazines or on the internet for the perfect gift, then look no further.  The perfect gift for everyone and every occasion is not something you…

 …

Putting off the future

This is a weird title but the more I think about it I realize its true. We put off our future in many areas of life. We put things off for many reasons such as waiting for the the conditions in our life to be perfect. We…

I recently submitted this blog post for "Enemy of Debt" but thought I would share it here on 48 Days as well.  Hope you enjoy...

At the time this article is being written, we are almost half way through the year. That means, by my calculations, we should be…

Day after Christmas sales!...Look for LED Christmas lights and lighted decorations, gift bags, spools of ribbon and gifts for next Christmas or occasions throughout the year...If you need gifts for friends and family that you didn't see on Christmas, you can save money at the after Christmas sales.