Sharing the Journey

Ever wonder why your dining out budget has a tendency of blowing up in your face? Or how that nebulous “miscellaneous” category in your budget inflates to two or three times what you planned?



Before you get to supply and demand in an economics class, there are two concepts you must understand. First, you live in a world of scarcity. That means that you have a limited set of resources to work with. Sounds like your paycheck; you have a set amount of money available to… Continue

When you first began working as an adult, how much money did you think would be “enough”? How about after you were five years in?



Even I recall performance reviews from years past where I thought, “If I only made 10% more, it would be enough.”



Enough for what? What do you work for? Do you work to maintain a certain standard of living? Do you work because you absolutely love what you do?



Did you know that only a little over half of all workers are satisfied with… Continue

Last week, I talked about the importance of preparing for vacations and travel so summer trips don’t follow you home. It got me thinking, though: summertime ushers in all sorts of expenses that aren’t typically found on the budget throughout the rest of the year. How are you preparing for them?



Aside from a summer vacation, many of us will travel for a wedding in the coming months. Taking the… Continue

How you prepare for travel and vacations can make or break how you achieve other financial goals. Here are a few ideas to plan your vacations so you remember them with smiles, not… Continue

Long ago, in a galaxy far, far away, there was a time when people actually saved money. Indeed, they would take a certain portion of what they made from their income-producing jobs and hold it for later use.



What were these crazy people thinking? How different was their society compared to our own?



A tremendous personal financial shift occurred on the heels of the Great Depression. People – especially the young ones who grew up through the 1930s – began saving money like… Continue